Uninsured motorist (UM) coverage under your own auto insurance policy covers your claims from an accident caused by another driver who does not have insurance. This type of coverage may sometimes be relied on in hit-and-runs when the other driver cannot be found.
Under-insured motorists’ coverage (UIM) applies if the at-fault driver does not have enough insurance to compensate you for your damages and losses.
Uninsured motorist policies can be confusing. Insurance companies sometimes deny an initial claim even though it may be legitimate. Any car insurance policy in Georgia must offer uninsured motorist (UM) coverage in at least a minimum amount of coverage. Review your own policy and consider whether a greater degree of coverage may be prudent.
We know that a serious personal injury resulting from an uninsured motorist or an under-insured motorist auto accident can be a devastating event. Call us today at 770-854-0400. There is no fee or obligation for an initial consultation. We’re here to fight for your rights.