What are the Minimum Insurance Requirements for Auto Owners in Georgia, and what does the insurance cover?

Georgia drivers must have automobile liability insurance for at least the minimum limits required by law to drive on the Georgia public roads and highways. The minimum limits of liability required under Georgia law are Bodily injury Liability of $25,000 per person, $50,000 per occurrence and Property Damage liability of $25,000 per occurrence.

Liability insurance is insurance that pays damages to an injured party, on behalf of an insured, for the injured party’s property damage and bodily injuries, up to the policy limit.